📅 April 21, 2026· Repo Rate 5.25% HOLD· CRR 3.00%· SLR 18.00%· CPI Mar '26 3.40%· WPI Mar '26 3.88% ▲ 38-mth high· FY26 GDP 7.6%· India GDP $4.3T · 4th Largest· SBI MCLR 1Y 7.85%· HDFC MCLR 1Y 8.35%· Liquidity Surplus ₹5.22L cr· Forex Reserves $697.1B· Next MPC Jun 5, 2026· 📅 April 21, 2026· Repo Rate 5.25% HOLD· CRR 3.00%· SLR 18.00%· CPI Mar '26 3.40%· WPI Mar '26 3.88% ▲ 38-mth high· FY26 GDP 7.6%· India GDP $4.3T · 4th Largest· SBI MCLR 1Y 7.85%· HDFC MCLR 1Y 8.35%· Liquidity Surplus ₹5.22L cr· Forex Reserves $697.1B· Next MPC Jun 5, 2026·
India's Daily Banking & Economic Intelligence

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Daily briefings on RBI policy, GDP, inflation, credit risk, MCLR, fintech, agritech and regulatory compliance — written for bankers, policy minds and serious learners.

RK Sawant
RK Sawant
Senior Banker · Policy Learner · Thinker · AI Generalist
Live Policy Matrix ● Live
Repo Rate
HOLD · Apr 8, 2026
5.25%
CPI Mar '26
↑ from 3.21%
3.40%
WPI Mar '26
38-month high ⚠️
3.88%
FY26 GDP
Final estimate
7.6%
India Economy
4th largest · 2026
$4.3T
Liquidity Surplus
Apr 15, 2026
₹5.22L cr
SBI MCLR 1Y
Since Jan '26
7.85%
Next MPC
Watch closely
Jun 5

Source: RBI · MoSPI · DPIIT · April 2026

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🧠
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⚖️
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Regulatory Mastery
Sample · Issue #003 · April 17, 2026

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ArthaIQ · Issue #003 · April 17, 2026

🌡️ Inflation — CPI vs WPI: Two Numbers, One Economy, Very Different Stories

1

🧠 Concept — CPI vs WPI Framework

Zero-jargon · Tomato Journey · Banking Lens

2

📊 Policy Dashboard · 8 Live Data Points

WPI 3.88% 38-mth high · Crude +36% MoM

3

⚖️ RBI Regulation · FIT Framework Extended

CPI 4% ± 2% · April 2026 to March 2031

4

🏦 RBI Watch · 3 Policy Actions

FY27 CPI projected 4.6% · Fuel buffer risk

5

📰 News Intelligence · 5 Stories · Apr 13–17

DPIIT WPI · ICRA forecast · World Bank update

6

🎭 RKnomics — Vishwas vs Chaaya

WPI reporter vs CPI reporter · 14 scenes

7

🧭 4 Banker Actions · Start This Week

DSCR review · WPI gap · Fixed-rate pricing

+ 8 more: Deep Dive · Sector Lens · India Case · Quick Recall · Model Answers

Coverage areas

Everything that moves
India's banking system.

🏦
Monetary Policy
Repo · CRR · SLR · LAF
📈
GDP & Growth
C+I+G+NX · GFCF · GVA
🌡️
Inflation
CPI · WPI · Core · Food
💰
Lending Rates
Base Rate · MCLR · EBLR
⚠️
Credit Risk & NPA
DSCR · IBC · SARFAESI
📜
RBI Regulations
Master Directions · PSL · LCR
🤖
Fintech & AI
Credit AI · TReDS · UPI
🌾
Agritech & KCC
Farm Credit · Agri-Fintech
💹
Capital Markets
Bond Yields · Forex · FPI
🏭
MSME Banking
Working Capital · CGTMSE
🏠
Retail Credit
Home Loans · EMI · CIBIL
🌏
Global Macro
IMF · World Bank · Fed
RK Sawant
RK Sawant
Editor, ArthAiQ⁺

Practitioner writing for practitioners. Not theory for the classroom.

I am a Senior Banker with years in the field — credit appraisals, policy transmission, RBI compliance, rural banking, and the unglamorous but crucial work of understanding why borrowers actually default.

I built ArthAiQ⁺ because I kept seeing the same gap: brilliant bankers who understood branch operations cold but had no time to connect daily policy news to their actual credit decisions. One newsletter. One concept. One regulation. Every day.

ArthAiQ⁺ is my answer to that gap — for bankers, for policy learners, for FinTechs, for students who want to understand how India's ₹200+ lakh crore banking system works from the inside.

Senior Banker Policy Learner AI Generalist Thinker Pune · India
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